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Our Loan Programs
Fix & Flip
1 Year Term
- 20%-25% Down (Minimum FICO 680)
- 11.99%
- 2.75 Points
- Interest Only Monthly Payments
- 1 Year Balloon Note
- 6 Month Prepayment Penalty
- Borrower may repay at anytime, but Lender is entitled to 6 full months of interest payments from payment commencement date
- Minimum 75% LTV
- Standard Requirements:
- Non Owner Occupied
- Boundary Survey
- Building Insurance Coverage equal to loan amount (w/ Mortgagee Clause in policy. May vary in requirements for fire/ wind/ flood/ builder’s risk based on property/ project)
Buy & Borrow
Exclusive to InvestRite Properties
- 15%-25% Down (Minimum FICO 680)
- 11.99%
- 1.75 Points
- Interest Only Monthly Payments
- 1 Year Balloon Note
- 5 Month Prepayment Penalty
- Borrower may repay at anytime, but Lender is entitled to 5 full months of interest payments from payment commencement date
- Standard Requirements:
- Non Owner Occupied
- Boundary Survey
- Building Insurance Coverage
- equal to loan amount
- (w/ Mortgagee Clause in policy. May vary in requirements for fire/ wind/ flood/ builder’s risk based on property/ project)
Fix & Flip
2 Year Term
- Up to 100% of Purchase Price
- Minimum FICO 650
- 12% – 15%
- 3-5 Points
- Interest Only Monthly Payments
- 2 Year Balloon Note
- 6-12 Month Prepayment Penalty
- Borrower may repay at anytime, but Lender is entitled to 6-12 full months of interest payments from payment commencement date
- Standard Requirements:
- Non Owner Occupied
- Boundary Survey
- Building Insurance Coverage equal to loan amount (w/ Mortgagee Clause in policy. May vary in requirements for fire/ wind/ flood/ builder’s risk based on property/ project)
InvestRite has helped local investors close millions of dollars worth of off-market real estate.
Our hard money loans have enabled investors to acquire millions of dollars worth of Florida Real Estate. Whether it is a property from our inventory, or a deal you found on your own, we want to work with you.
Professional Service. Personal Relationships.
The InvestRite Private Lending Division was developed to provide our investors with direct access to the funds they need, tailored to the terms they want to scale their acquisitions.
If you're evaluating a new project or have a property under contract, we'd be happy to answer any questions you have about funding!
At InvestRite our goal is to be your number one source for investment properties and funding for those deals if needed.
Once you have identified a property, reach out to the InvestRite Private Lending Team. We will prepare a preliminary term sheet for your review. We do not require any upfront fees or pull credit.
If you're ready to move forward, we will send you a link to complete a formal application, and you are on your way to funding the deal! We do not require any formal appraisals; our dedicated Team performs all underwriting in-house.
Your deal is funded! We typically close within 7-10 days of title work being completed.